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This is PART 3 OF 3 of the MONEY MINDSET SERIES.

  1. PART 1: TOP 3 MONEY SAVING STRATEGIES
  2. PART 2: HOW TO STOP EMOTIONAL SPENDING
  3. PART 3: HOW TO IMPROVE YOUR MONEY MINDSET LIKE A BOSS

What’s your relationship with money?

Do you love it, hate it or don’t care about it?

I used to think that money is evil until I realized that it’s not the money. It’s just people who make good or bad things with money.

Money is just like a magnifying glass emphasizing the character of each person.

There is a lot of tension around money, although money is neutral and just as any other currency used in former times for trade by barter.

Money is simply a universal currency to measure the exchanged value between people, nothing more.

Why do we have a love or hate relationship with money then?

And how to improve the attitude toward money?

In this post, I’m going to share with you limiting money beliefs and ideas on how to improve your relationship with money to create an abundant life.

HOW TO IMPROVE YOUR MONEY MINDSET LIKE A BOSS

We create the love or hate relationship around money with our thoughts.

You decide what you think about money.

These thoughts can make or break your future with money.

Negative thoughts around money will hinder you to make, keep and invest more money in your future.

Positive thoughts around money, on the contrary, will support you to have the money you want in life.

In case you have negative thoughts around money and want to change them this post will give you some ideas on how to do so.

However, you can’t just place a positive thought about money on top of a deep-rooted negative money belief.

This won’t work. You have to change your beliefs around money first.

What are your money beliefs? How can you shift your mindset around money?

I personally found some great answers in 2 amazing books dedicated to abundant money mindset called SECRETS OF THE MILLIONAIRE MIND and RICH DAD POOR DAD.

I listened to both in form of audiobooks and in this post, I’m going to summarize some of the key facts and AHA moments I had around money while listening to the audiobooks of SECRETS OF THE MILLIONAIRE MIND and RICH DAD POOR DAD.

WHY YOUR MINDSET AROUND MONEY MATTERS

As any other beliefs, most of our beliefs around money are deeply unconscious as well.

Depending on how you grew up these beliefs might be supporting or hindering you in making and keeping the amount of money you’d like to have.

Multimillionaire and author of the book SECRETS OF THE MILLIONAIRE MIND, T Harv Eker, explains that we all have a unique money blueprint.

This blueprint has been transferred to us as little children.

The way how we grew up and what we’ve experienced around money in our childhood is influencing us throughout our entire lives on an unconscious level.

Being successful, mediocre or a financial failure all is just a result of our relationship with money.

This, in turn, is influenced by the money blueprint we’d acquired in our early childhood.

But no worries, you can reprogram your mind.

Before you do so it’s important to identify your thoughts and beliefs around money.

  • Do you have a good or bad relationship with money?
  • Are you satisfied with your financial situation?
  • Do you always feel tension around money and wish you had more?

If it’s the latter it has probably something to do with your money mindset and your limiting beliefs around money.

To be able to shift your mindset around money you need to know what negative and self-sabotaging thoughts you have around it.

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12 STEPS TO SHIFT YOUR MONEY MINDSET

The first 5 steps are about how to get rid of your limiting money beliefs.

I’ve learned and got inspired to create these steps from multi-millionaire T Harv Eker, the author of SECRETS OF THE MILLIONAIRE MIND.

Steps 7 to 12 are about how to create financial wealth.

These steps I’ve learned from multi-millionaire Robert Kiyosaki the author of RICH DAD POOR DAD!

 

1. BE AWARE OF YOUR THOUGHTS

The first step to establish an abundant money mindset is to become aware of the thoughts and beliefs you have around money.

Are they positive or negative? What exactly do you think about money?

Do you think that you:

  • Need to have a high paying job?
  • Work hard for your money?
  • Money doesn’t grow on trees?
  • It’s hard to earn money?

2. UNDERSTAND YOUR THOUGHTS

Understand which choices in life lead you to the financial situation you are in right now.

Is it connected to a certain thought you had around money?

  • How did you grow up?
  • Were your parents spenders or savers?
  • Do you see some similarity in how you live your life today to theirs?
  • What experiences did you have around money as a child? Try to think on the positive and on the negative.

3. ACKNOWLEDGE YOUR PAST

Acknowledge which thoughts are yours and which thoughts you’ve adopted from your family members in the past.

Are there any thoughts and beliefs around money your parents or grandparents used to say? 

  • Which money beliefs have you adopted from your parents and other family members?

PERSONAL STORY:

Besides the thought that money is evil, I also used to think that I have to get rid of money as soon as possible.

Whenever I had money in my pocket or in my bank account I made sure to spend it all.

Although I set myself the goal to have money I struggled to have money because I felt this deep-rooted urge to spend it all.

It took me a while to I figure out that this self-sabotaging behavior had something to do with the money belief of my grandma.

Apparently, I adopted one of her beliefs around money unconsciously.

She loved the simplicity and she used to say: “Money is the devil, therefore you should get rid of it as soon as possible.”

So she used to spend all her money right away after she earned it.

Once I realized that I lived out her belief unconsciously I was able to ditch this self-sabotaging belief and my financial life improved.

  • Have you adopted any self-sabotaging money beliefs from your family?

If you don’t have the money you want there is a good chance that you did and now the opportunity to expose the lies you were unconsciously telling yourself about money.

4. CHOOSE YOUR FUTURE

Choose the thoughts you want to think about money and ditch all the self-sabotaging thoughts around money.

Separate yourself from the thoughts and beliefs you adopted in the past of your family.

  • How would you like to think about money?
  • What are your personal money goals?

5. ATTRACT ABUNDANCE

Attract what you’d like to have.

Millionaires think different thoughts contrary to poor people and the middle class.

Wishing to have more money isn’t enough.

You have to think the thoughts millionaires are thinking to become financially wealthy.

  • Knowing why you want to have money is key to committing yourself doing the work.
  • It’s also important to focus on what you already have instead of emphasizing what you don’t want
  • Be grateful for what you have now and work diligently towards your goal.

T Harv Eker explains in his book SECRETS OF THE MILLIONAIRE MIND that blaming yourself or others for your financial situation won’t get you anywhere.

Instead, you become a “crap magnet” (as he calls it) attracting more of the things you don’t want into your life.

Adopting a victim mindset will never bring you the results you want in life.

Live an empowered life instead by knowing what you want, why you want it &  being grateful for what you already have.

6. CREATE ASSETS

Robert Kiyosaki explains in RICH DAD POOR DAD the difference between the mindset of the poor and the mindset of the rich.

One of the distinctions he makes is that poor people work for money, while rich people work to create assets.

7. FOCUS ON WHAT YOU KEEP

What you focus on expands.

Rich people focus on how much they keep rather than how much they spend.

Poor people are busy with planning how to spend their money. Sometimes even the money they don’t even have (through loans).

If you want to be the rich focus on making, keeping and investing money.

8. ACQUIRE ASSETS

Poor people acquire liabilities. They take out a loan to buy a new car and a mortgage to buy a house.

Rich people, on the contrary, acquire assets.

9. TRAIN YOUR FINANCIAL IQ

Rich people have a high financial IQ.

They understand accounting, investing, markets and the law.

10. NURTURE YOUR MIND

Cultivate the most powerful asset you have → your mind.

11. WORK TO LEARN

Poor people work for money, rich people work to learn.

12. OVERCOME OBSTACLES AND FEAR

We all have obstacles and fears in life. That’s just a normal part of human existence.

Rich people are better in overcoming obstacles and managing their fear.

According to Robert Kiyosaki: Fear, Self-doubt, laziness, bad habits and arrogance will always hinder you to become financially successful.

WRAP UP!

1. BE AWARE OF YOUR THOUGHTS

Pay close attention to your thoughts and beliefs around money.

Do you tend to think more positive or negative thoughts around money?

What exactly do you think about money?

2. UNDERSTAND YOUR SITUATION

Understand your thoughts and actions which lead you to your current financial situation.

See if you can discover any thoughts you’ve adopted from your family.

3. DITCH ADOPTED THOUGHTS

Understand the thoughts you’ve adopted in your early childhood from your family members.

Separate yourself from the thoughts which don’t align with your financial goals.

Which beliefs from your family do you carry on and live out?

Only keep the thoughts aligning with your financial goals.

If there aren’t any supporting thoughts around money, choose the thoughts you want to think and act accordingly.

4. FOCUS ON ABUNDANCE

Focus on what you want and what you have rather than on the obstacles and the lack in your life.

Practice gratitude, acknowledge the abundance you already have and focus on your goal.

5. FIND YOUR DRIVING FORCE

Why do you want to have money?

What’s your biggest driving force to be wealthy?

Find your biggest driving force, your greatest why you want to create the financial life you desire.

6. CREATE ASSETS

Ask yourself which assets you can contribute to the world and focus on creating assets.

7. FOCUS ON WHAT YOU KEEP

Switch your focus from spending money to making, keeping and investing money.

8. ACQUIRE ASSETS

Try not to acquire liabilities but assets instead.

9. TRAIN YOUR FINANCIAL IQ

Learn about accounting, investing, markets and the law to train your financial IQ.

10. NURTURE YOUR MIND

Cultivate the most powerful asset you have → your mind.

11. WORK TO LEARN

Shift your primary focus from working to make money to work to learn.

12. OVERCOME OBSTACLES AND FEAR

Learn to manage your fear and to overcome your self-doubt, laziness, bad habits and arrogance.

Want to shift your money mindset?

BEST FOR OVERCOMING LIMITING MONEY BELIEFS


My recommendation for overcoming limiting money beliefs is SECRETS OF THE MILLIONAIRE MIND by T Harv Eker.

Click here to see on Amazon

 

BEST FOR CREATING FINANCIAL WEALTH

My recommendation for creating financial wealth is RICH DAD POOR DAD by Robert Kiyosaki

Click here to see on Amazon

 

 

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